Total Returns as of (02/28/2015)

Class A Shares Class C Shares Inst'l Shares
without sales charge with 5.75% sales charge without sales charge with 1.00% sales charge
3 Months 0.04% -5.72% -0.06% -1.03% 0.24%
YTD 1.93% -3.93% 1.84% 0.84% 2.03%
1 Year -3.42% -8.96% -4.09% -4.09% -3.14%
Since Inception 2.67% -2.23% 2.01% 2.01% 3.00%

The total expense ratios for Class A, and C Shares are 3.06%, and 3.81%, respectively. There are currently no waivers in effect for A, and C Shares.

Past performance does not guarantee future results. The performance data quoted represents past performance and current returns may be lower or higher. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than the original cost. To obtain performance information current to the most recent month end, please visit