Fixed Income
Ltd. Mod. Ext. 
Val. Core GR. 

Diversified Income Fund
Asset Allocation Funds

  • a Shares (BCGAX)
    Inception: 01.29.1998
  • c Shares (BCCCX)
    Inception: 02.01.2001
  • i Shares (BMGTX)
    Inception: 10.02.1997

Fund Overview

Philosophy and Process

  • The fund seeks income and capital appreciation by investing in a broad range of income-generating asset classes and strategies.
  • The strategy is based on the insight that a diversified, opportunistic approach across multiple income-generating asset classes and strategies have the potential to simultaneously accomplish the objectives of providing a stable income stream for investors and generating competitive long-term total returns (absolute and risk-adjusted) versus strategies that rely more heavily on capital appreciation.
  • Expanding the opportunity set to include non-traditional investments such as insurance-linked securities and option strategies has the potential to enhance income and also lead to additional sources of alpha.
  • The portfolio management team will make allocation decisions according to their outlook for the economy, financial markets and relative market valuation of the underlying funds.
  • The Fund uses a cost-effective blend of active and passive management to help achieve its objectives.

Investment Considerations

The Strategic Allocation Funds (Funds of Funds) are primarily concentrated in underlying funds and are therefore subject to the same risks the funds are invested in as well as entails higher expenses than if invested into a fund directly. The underlying Funds may be invested in equity securities and is subject to market risk. Investments in bonds are subject to credit risk, call risk and interest rate risk so that as interest rates rise the value of bond prices will decline. The underlying Funds may invest in more aggressive investments such as foreign securities, which involves certain risks such as currency volatility, political and social instability and reduced market liquidity; small capitalization companies subject to greater volatility and less liquidity due to limited resources or product lines and more sensitive to economic factors; and high-yield (junk) debt securities which involve greater risks than investment grade bonds.

An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in them.

Fund Facts
Class A Shares Class C Shares Inst'l Shares
Inception Date 01/29/1998 02/01/2001 10/02/1997
Investment Minimum $1,000.00 $1,000.00 $1,000,000.00
Subsequent Investment Minimum* $0.00 $0.00 $0.00
Max. Up Front Sales Charge 5.75% N/A N/A
Max. Deferred Sales Charge N/A 1.00% N/A

*If subsequent investments are made as part of an AIP, the minimum is $25.



Average Annual Total Returns as of (12/31/2017)
Class A Shares Class C Shares Inst'l Shares
without sales charge with 5.75% sales charge without sales charge with 1.00% sales charge
3 Months 1.72% -4.14% 1.54% 0.54% 1.86%
YTD 6.39% 0.30% 5.67% 5.67% 6.77%
1 Year 6.39% 0.30% 5.67% 5.67% 6.77%
3 Years 4.19% 2.16% 3.42% 3.42% 4.46%
5 Years 5.30% 4.06% 4.52% 4.52% 5.57%
10 Years 4.44% 3.83% 3.67% 3.67% 4.71%
Since Inception 4.38% 4.07% 3.73% 3.73% 4.65%

The total expense ratios for Class A, C and I Shares are 1.39%, 2.14% and 1.14%, respectively. There are currently no waivers in effect for A and C Shares.

Past performance does not guarantee future results. The performance data quoted represents past performance and current returns may be lower or higher. The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than the original cost. To obtain performance information current to the most recent month end, please visit

The performance of the Diversified Income Fund reflects the deduction of fees for value-added services associated with a mutual fund, such as investment management and fund accounting fees. The inception date for Class A Shares is 1/29/98. The performance for Class A Shares is based on the historical performance of Class A shares, which commenced operations on 10/2/97. The inception date for C Shares is 2/1/01. The performance for Class C Shares is based on the performance of Class A Shares. The performance shown reflects the reinvestment of all dividend and capital gains distributions. The Fund is structured as a fund-of-funds and is subject to the same risks as the funds they hold. Investors will incur the expenses of the Fund in addition to fees of the underlying funds in the portfolio.

Performance Summary


Actual Portfolio Composition
as of (12/31/2017)

Hover over slice to view more info.

Actual Portfolio Composition
as of (12/31/2017)
Name Value
Cash & Equivalents 2.21%

Current and future portfolio holdings are subject to change and risk.


Sterling Capital Funds are:

Not a deposit - Not FDIC insured - Not guaranteed by the bank - Not insured by any government agency - May lose value

An investor should consider a fund's investment objectives, risks, and charges and expenses carefully before investing or sending money. This and other important information about the Sterling Capital Funds can be found in the Funds' prospectus. To obtain a prospectus, please call 1 (888) 228-1872 or click here. Please read the prospectus carefully before investing.

Sterling Capital Management LLC, a separate subsidiary of BB&T Corporation, serves as investment adviser to the Sterling Capital Funds and is paid a fee for its services as described in the prospectus. The Funds are distributed by Sterling Capital Distributors LLC, which is not affiliated with Branch Banking and Trust Company or its affiliates. The Funds are not insured by the FDIC or any other government agency